OKX fees in full: spot, futures, xStocks, P2P, withdrawals (checked November 2026)
OKX spot for regular users is 0.08% maker and 0.1% taker, the lowest of the three, and stablecoin pairs like USDC/USDT are fee-free. Futures are 0.02% maker and 0.05% taker. xStocks use the spot rate, with no separate tier. P2P is fee-free, deposits are free, withdrawals carry a network fee. Bank card purchases cost 1.99% to 3%. This site's referral code rebates up to 20% of fees.
1. One table
| Item | Rate | Notes |
|---|---|---|
| Spot | Maker 0.08%, taker 0.1% | Regular users, the same across all three pair groups |
| Stablecoin pairs | 0 | USDC/USDT, DAI/USDT, USDT/USD and others are fee-free |
| Futures | Maker 0.02%, taker 0.05% | Stock perpetuals included |
| xStocks tokenized stocks | Spot rate | Maker 0.08%, taker 0.1% |
| P2P | 0 | Neither buyer nor seller pays |
| On-chain deposit | 0 | |
| On-chain withdrawal | Network fee per coin and chain | Shown on the withdrawal page, includes a small platform maintenance portion, varies with congestion |
| Bank card purchase | 1.99% to 3% | Euro 1.99%, US dollar 2.49%, dirham 3%, others at checkout |
| Funding fee on futures | Paid between longs and shorts | Every 8 hours, per contract |
These are the base rates for regular users from OKX’s global fee framework that took effect in November 2025 and the futures fee adjustment notice of April 2026. OKX also says actual rates can differ by region, so check the Fees page after verification.
2. What buying xStocks really costs
Take a 100 USDT xStocks order. A market order is a taker order at 0.1%, so 0.1 USDT. A limit order that rests and fills is a maker order, so 0.08 USDT. Selling is charged the same way. Against Bybit’s separate xStocks tier of 0.2%, OKX is half the price.
Then add the deposit leg. The P2P premium on USDT usually runs 1% to 3% above the interbank rate, which is the merchant’s spread, not an OKX fee. xStocks are bought with USDT directly, so there’s no swap to pay for.
3. How VIP lowers fees
VIP goes by asset balance or 30-day volume, whichever qualifies. A regular user holds under 100,000 dollars with 30-day spot volume under 1,000,000 dollars, and the futures line is 5,000,000 dollars. VIP 1 cuts spot to 0.0675% maker and 0.08% taker. Ordinary readers don’t get there. Just know it exists.
4. The referral code and fees
OKX’s referral code gives two things: new-user welcome rewards in the Rewards Center, and a fee rebate set by the referrer. The rebate rate is set by the referrer and can only go up once set. This site’s link is set to the top tier, up to 20% on spot, as shown on the sign-up page. The rebate is calculated trade by trade and paid to your account.